Paytm HDFC Credit Card Payment Online-Offline Methods-How do you make Paytm HDFC credit card payments? Is it online or offline? A majority of credit card users prefer making Paytm HDFC credit card bill payments through internet banking today. In this post we will tell you Paytm HDFC credit card payment through online and offline methods.
Remitting credit card bills through internet banking is preferred over other means of payments in several ways. It’s easy and handy. Paytm HDFC credit card payment through internet banking can be through mobile banking, auto-debit, electronic bill payments, debit cards, national automated clearing house, RTGS, IMPS, and NEFT. Each of these online payment options has its own advantages. Let’s understand how IMPS and NEFT work.
Paytm HDFC Mobile Wallet and Payment System
With the recent developments in the online financial industry, various mobile wallets and online payment systems have started offering Paytm HDFC credit card payment options on their platforms.
A. Paytm HDFC Credit Card Payment via Paytm
Paytm is one such mobile wallet that lets you make your Paytm HDFC credit card bill payment by following a few, easy steps which hardly take a few minutes of your time. All you need to do is follow these simple steps-
- Download a mobile payment application like Paytm on your mobile phone
- Note that you don’t need to register separately to make the Paytm HDFC credit card payment
- Simply log in to the application using your credentials
- Link the mobile application to your debit card or your savings account, with which you wish to make the Paytm HDFC credit card bill payment.
- See Credit Card Option in Paytm app home screen.
- Enter the bill amount and click on ‘Pay’ to complete the transaction
B. Paytm HDFC Credit Card Payment via Amazon Pay
- Step 1: Download the Amazon Pay app.
- Step 2: On the home page see ‘Pay Bills’ option, click on it’.
- Step 3: Now Select Credit Card option and choose the Paytm HDFC credit card provider.
- Step 4: Enter the Paytm HDFC credit card number and the amount that you wish to pay.
- Step 5: Select ‘Pay Bill’ to complete credit card payment online.
C. Paytm HDFC Credit Card Payment Via Google Pay
- Step 1: Download the ‘Google Play’ app and open it.
- See Credit Card Option in Paytm app home screen.
- Step 2: Select your credit card issuing bank by clicking on ‘Regular Payment’. Next, click on ‘Credit Card Bill’. Please note that you must link your account to Google Pay.
- Step 3: Enter the Paytm HDFC credit card number and verify it.
- Step 4: Enter the amount you wish to pay and UPI pin.
D. Paytm HDFC Credit Card Payment via PhonePe
- Step 1: Download the PhonePe app.
- Step 2: Under the ‘Recharge & Pay Bills’ option, click on ‘Credit Card’.
- Step 3: Select the Paytm HDFC credit card provider.
- Step 4: Enter the Paytm HDFC credit card number and the amount that you wish to pay.
- Step 5: Select ‘Pay Bill’ to complete credit card payment online.
E. Paytm HDFC Credit Card Payment via MobiKwik
- Step 1: Visit the official website of MobiKwik or download the mobile application.
- Step 2: Select ‘Credit Card’.
- Step 3: Enter Paytm HDFC credit card number and bill amount.
- Step 4: Click on ‘Go’ and follow the instructions.
Do note that the wallet type must support your bank and type of card. Also, you can use only your debit card, net banking account, or UPI address to complete the payment.
F. Paytm HDFC Credit Card Payment via Visa Money Transfer
- Step 1: Log in to your bank account using netbanking service.
- Step 2: Select Visa card payment option under the third-party funds transfer.
- Step 3: Enter the details of sender and recipient.
- Step 4: Approve the transaction, and money will be credited to the beneficiary account within 2 working days.
Paytm HDFC Credit Card Payment –Online Methods
Users can make their Paytm HDFC credit card payment using either of the following methods-
- Internet Banking
- Mobile wallet and other Payment System
- Online Fund Transfer through NEFT/RTGS
- BillDesk
- IMPS
- Auto Debit Facility
Let’s look at each of these methods and the step-by-step process involved in making payment through them-
Paytm HDFC Credit Card Payment Vai Internet Banking
One of the simplest and most widely used methods, internet banking allows you to pay Paytm HDFC credit card payment at any time, and from anywhere. All you need to do is follow these steps-
- Log in to your net banking account
- Click on ‘Credit Card’ option
- Next, click on ‘Register New Card’, enter Paytm HDFC credit card details and click on ‘Submit’ (Note that you need to do this step only if you are paying through internet banking for the first time)
- Click on ‘Transact’ option and select your registered card
- Select the mode of payment and click on ‘Confirm’ to complete the process
Paytm HDFC Credit Card Payment Via NEFT
NEFT is among the most popular ways to make several types of payments, including Paytm HDFC credit card bill payments. It is not always necessary to have a bank account in your credit card issuing bank to pay your credit card bills. You can also make the payments with your current or savings account in other banks using the NEFT facility.
For paying Paytm HDFC credit card bill through NEFT, follow these simple steps:
- Log in to the net banking website of the banking in which you have your savings/current account.
- Select the payment option ‘NEFT.’
- Now, you will have to add the beneficiary along with the account number, IFSC code, etc.
- Use the Paytm HDFC credit card number as the account number.
- Find the IFSC code on your credit card issuer’s website.
- Proceed to pay.
Paytm HDFC Credit Card Payment Via IMPS
Follow the below steps to use IMPS to pay Paytm HDFC credit card payment:
- Download the mobile app of Paytm HDFC. Login using the right credentials.
- Locate the Bank account option and then IMPS Payment option.
- You should have details like your bank account details from which funds will be transferred, MMID, contact number, billing amount, and your credit card. Enter them in relevant fields.
- click on confirm and proceed with the transaction.
Similarly, you can use RTGS to pay your Paytm HDFC credit card payment online.
Paytm HDFC Credit Card Payment Via BillDesk
You can use the online payment gateway of BillDesk to complete your credit card online payment. The steps you would need to follow for the same are mentioned below:
- Step 1: Go to the BillDesk page of Paytm HDFC credit card issuer to pay your credit card bill.
- Step 2: Enter the Paytm HDFC credit card number, your mobile number, e-mail ID, and the amount you want to pay.
- Step 3: Choose the bank whose net banking services you opt for, and click on ‘Pay Now’.
- Step 4: Once redirected, enter the login details.
- Step 5: Proceed to complete the transaction by following the instructions.
- Step 6: Once authenticated, the money will be deducted from your savings account, and your credit limit will be replenished.
Paytm HDFC Credit Card Payment Via Auto Debit Facility
The auto-debit facility is one of the safest options to make Paytm HDFC credit card bill payment. This feature eliminates the risk of missing out on Paytm HDFC credit card payment as it automatically deducts money from your linked account and pays your credit card bill before the due date . If you have a net banking account, you can easily register for ‘Auto Debit’ feature and never worry about paying your credit card bill.
- Log in to your net banking account to register for the auto-debit facility
- Visit the ‘Credit Card’ section
- Look out for ‘Auto-Debit’ feature
- Click on ‘Enable’ once you locate it
- Select whether you want to pay only the minimum amount due or the total bill amount in full
- Set a maximum amount limit for auto debit (if asked)
- Click on ‘Confirm’ to enable auto debit
- The amount will be deducted from your selected bank account every month, on the due date as per the instructions set by you
Paytm HDFC Credit Card Payment Via Offline Methods
The following are some of the Paytm HDFC Credit Card Payment offline methods to pay credit card bill-
- Customer Support Service
- ATM
- Over-the-counter
- Cheque/Demand Draft
Paytm HDFC Credit Card Payment Via Customer Support Service
Various credit card issuers/banks allow their users to make their credit card bill payment by contacting their customer support staff.
- Paytm HDFC credit card banks allow you to pay your credit card bill by calling the respective customer care. However, in order to use the channel, you must have a savings or current account with the card issuer or the bank.
- You can call customer care to pay your credit card bill.
- In most cases, the IVR would guide you through the payment process without human intervention. Hence, your card details and other information remain secure.
- However, not all card issuers would provide the facility. Check with your respective card issuer before making the payment.
- Payments made through the customer care are typically instant.
However, it is mandatory that users have a savings/current account with their credit card issuing bank. If so, follow these steps-
- Call the customer care number of your bank (can be found on the bank’s official website)
- The IVR would guide you through the process to make bill payment ensuring that your credit card details are secure
It is important to note that not all banks provide such a facility to their customers. So it’s better to confirm this before you go ahead with making the payment.
Paytm HDFC Credit Card Payment Via ATM
You can even pay Paytm HDFC credit card bill Payment by drawing a demand draft (DD) or a cheque in the name of the issuing bank and depositing it at the bank branch or ATM dropbox. However, do note that it can take up to 3 business days to clear the cheque if the credit card issuer and cheque issuing bank is the same or else it will take 5 working days. In the case of an outstation cheque, it might take 12-21 days to process the cheque.
- Simply visit the nearest ATM of Paytm HDFC along with your debit card
- Insert your debit card into the machine
- Select ‘Credit Card Bill Payment’ option
- Enter the bill amount and follow the prompts to complete the transaction
Over-the-Counter Bill Payment
You can walk to the nearest bank branch of Paytm HDFC credit card and pay Paytm HDFC credit card bill. All you need to do is get in touch with a concerned official at the bank and follow these steps-
- Fill in the cash deposit slip, along with your credit card details and the bill amount
- Submit the slip, along with the cash at the counter and your payment will be processed
Paytm HDFC Credit Card Payment Via Cheque/Demand Draft
You can even pay your Paytm HDFC credit card payment by drawing a demand draft (DD) or a cheque in the name of the issuing bank and depositing it at the bank branch or ATM dropbox. However, do note that it can take up to 3 business days to clear the cheque if the credit card issuer and cheque issuing bank is the same or else it will take 5 working days. In the case of an outstation cheque, it might take 12-21 days to process the cheque.
Paytm HDFC Credit Card Payment Online or Offline- Which is a Better?
While there are various offline methods to pay Paytm HDFC credit card bill Payment, there are multiple reasons as to why you should pay your bill online. Explained below are some of them-
- Online payment of Paytm HDFC credit card bill is very quick and easy; hence, it save your time and effort to a great extent
- When you make online payment of your Paytm HDFC credit card bill, all the details of your transaction get recorded and is hence, instantly available for you to keep a track of your expenses
- You can pay your bills online at the comfort of your home; you won’t have to take out specific time for paying the bills; hence, it is convenient and comfortable
- You can also customize the way you want to make your payments by selecting the minimum amount due or the full amount; hence, you have more control over your transactions
- Online banking is secured with various steps of personal authentication such as IPIN, OTP, etc.; hence, it is quite safe and secure
- When you make payments online, you save on a lot of paper, cheques, envelopes, stamps, receipts, etc.; hence, making your payments eco friendly
- Various features like ‘auto-debit’ ensure that you don’t miss out on your payments
FAQ:
Q. How Can I Make Paytm HDFC Credit Card Bill Payment?
Q. Can I Make My Paytm HDFC Credit Card Bill Payment From Another Bank?
Ans. Yes, you can make Your Paytm HDFC credit card payments from another bank account via NEFT. In this process, you have to add your credit card number as the payee to complete payment.
Q. Can I Pay A Paytm HDFC Credit Card Bill From Another Credit Card?
Ans. You can pay a Paytm HDFC credit card bill from another credit card through an e-wallet, balance transfer, and cash.
Q. When Should I Pay My Paytm HDFC Credit Card Bill?
Ans. You must pay your credit card as soon as the bill is generated for the cycle. You must note that delay in the payment of your bill will result in bank charging a late payment fee. If you fail to pay your bill for a long time, your credit card may get deactivated and your credit score will suffer.
Conclusion:
Being aware of all these methods for Paytm HDFC credit card bill payments is really essential for you if you are a credit cardholder. The online methods for Paytm HDFC credit card payments are easy and faster but if you don’t believe in online methods, you can always make it offline. Along with that, it is additional advice for you to try paying the full amount due before the billing due date using any of the above methods in order to avoid any extra charges. If you are a credit cardholder, do share your method of bill payment in the comment section below and let us know how your experiences have been.
Also Read:
Post 1
Thank You Read this post for: Paytm HDFC Credit Card Payment, Paytm HDFC Credit Card bill Payment, Paytm HDFC Credit Card Payment, Paytm HDFC Credit Card Payment online, Paytm HDFC Credit Card Payment offline, Paytm HDFC Credit Card Payment by paytm, Paytm HDFC Credit Card Payment by amazon pay, Paytm HDFC Credit Card Payment by google pay, Paytm HDFC Credit Card Payment by phonepe, Paytm HDFC Credit Card Payment by BillDesk, Paytm HDFC Credit Card Payment by IMPS Paytm HDFC Credit Card Payment by Auto Debit, Paytm HDFC Credit Card Payment by NEFT, Paytm HDFC Credit Card Payment by IMPS, Paytm HDFC Credit Card Payment by BillDesk, Paytm HDFC Credit Card Payment by ATM, Paytm HDFC Credit Card Payment by Cheque, Paytm HDFC Credit Card Payment by Demand Draft,
Leave a Reply