Samajik Jankari

All Social Solution In Hindi

Vehicle Insurance Kya Hai ? First-Third-Full Party Insurance In Hindi

By 90 Comments

(Last Updated On: October 31, 2022)

Dosto , bhut se logo ko vehicle insurance kya hai ? eske bare bhut kam jankari hoti hai or is vajh  se unhe kafi bar kafi paresani hoti hai. Is post me hame apko Vehicle Insurance Kya Hai ? Iske Bare Me Puri Jankari  denege.

Vehicle Insurance Kya Hai ? Iske Bare Me Puri Jankari

Vahan beema kya hai ?

Jis trah se hum apna or apne parivar ke logo ka beema krvate hai vase hi vahan beema hota hai. Jab ham apni car, bike, motorcycle ya fir kisi dusre vahan ka beema krvate hai to use vahan beema ya vehicle insurance kha jata hai.

Vahan Beema Kyo Krvaye ?

Jis trah se hamare liye life insurance jaruri hota hai vase hi ye bhi hamare liye utna hi jaruri hota hai. Bhagvan na kre kisi karn vans hamara vahan khi pe accident ho jaye to us doran beema company aarthik rup se hamari puri madad krti hai. Agr accident ke doran hamare vahan ke kuch part tut jaye ya fir hame chot lag jaye to eska khrcha beema company deti hai.

Vahan Beeme Kitne Parkar Ke Hote Hai ?

India me vahan beeme do tarh ke hote hai. Ek Third party beema or Dusra Full Party beema.

Third  Party Beema : Agr apka vahan kisi dusre vahan ke sath accident  ho jata hai or accident ke doran dusre vahan tut-fut hoti ya fir dusre vahan ke driver ko chot vagera lagti hai to uska harjana beema company deti hai or agr apko chot lagti hai iska harjana company nhi deti. Yani third party ka nuksan hone par hi company harjana deti hai.

Full Party Beema : Agr apne full party beema krvaya hai to accident ke doran sbhi ke nuksan ki bharpayi beema company kregi. Es doran vahan ke driver, vahan me bathe hua dusre log or dusre vahan ke log , vahan ki tut-fut sahit pare nuksan ke bharpayi beema company krti hai.

Kitne Rupye Me Hoga Hamare Vahan Ka Beema ?

Har ek vahan ke liye beeme ki rashi alg alg hoti hai. Beema rashi in point ke dvara nirdharit hoti hai.

  • Vahan ki aaj ke time ki kimat.
  • Vahan ka model
  • Vahan kha pe register hai
  • Vahan kon se year me bna hai

Agr Vahan Accident Ho Jaye To Kya Kre ?

Agr apka vahan kbhi bhi accident ho jaye to usi time beema company ke adhikari ko phone kre or iske bare me unko btaye or ho ske to us time photo bhi khinch le. Agr kisi ko accident me jyado chot lagi ho ya fir kisi ki jaan chali agyi ho us time apko Police or ambulance ke pas bhi call krni chahiye.

Vahan Gum ya chori  ho jaye to kya kre ?

Agr apka vahan chori ya gum ho jaye to usi time aap uski jankari 100 no. par police me de or iske FIR ktva le. Iske baad iski  puri jankari aap beema company ke adhikari ko de.

Vehicle Insurance Kya Hai ? Iske Bare Me Puri Jankari

Beema Company se harjana lene ke liye kya kre ?

Beema company se harjana lene ke liye sabse phle apke paas apne sare document (kagaj) pure hone chahiye.

  • Beeme ke original copy
  • Vahan ke RC
  • Driving license ki original copy
  • Accident ki FIR copy
  • Vahan thik krvane ke bad tut-fut ki rasid
  • Third party ke vahan ki tut-fut ki rasid
  • Vahan thik krvane ki rasid

         Agr apka vahan chori ya fir gum ho gya hai to

  • Vahan ke gum ya chori hone ki FIR copy

Jab aap in sbhi documents ko beema company me de dete hai to uske baad me company ki tarf se iski puri janch krne ke liye adhikari aata hai jo apke vahan ke sath huyi durghata , vahan ke gum/chori hone ki puri janch krta hai or iske jankari company ko deta hai. Eske kuch dino baad akpo beema company ki tarf se vahan ka harjana apko mil jata hai.

Dosto apko hamari ye post Vehicle Insurance Kya Hai ? Iske Bare Me Puri Jankari kaisi lagi hame jarur bataye.

Also Read

 

दोस्तो एक पोस्ट को तैयार करने मे काफ़ी मेहनत करनी पड़ती है. आपका एक कॉमेंट और एक लाइक हमे आपको और भी नयी जानकारी देने मे काफ़ी प्रोत्साहित करता है.

Filed Under: Insurance

जरुरी सुचना :

दोस्तों www.samajikjankari.com कोई सरकारी वेबसाइट नही है. हम आपको यहाँ पर सरकार द्वारा चलाई जा रही लाभकारी योजनाओ के बारे में बताते है जोकि newspaper और govt ऑफिसियल वेबसाइट पे आधारित होती है. कोई भी कदम उठाने से पहले सरकारी वेबसाइट से तथ्यों की जाँच जरुर कर ले. अगर आपको हमारी वेबसाइट पे दी हुयी जानकारी  से कोई आपति है तो आप हमे ईमेल कर सकते है – [email protected]

Comments

  4. Respected Sir,
    meri gadi ki insurance non transport (private) vehile me hui thi magar gadi transport Max cab me register thi, accident hone par hmne non transport ki document submite ki, kya claime mil sakta hai.?agr han to kaise ?, jabki insurance company bolti hai ki aapko claime nahi milega, sab kuchh complete hai surway reports, final bill, fir bhi nahi de rahe…

    Reply

    • Dekhiye sir eske bare me kuch nhi kh skte…kyuki company ne insurance Non Tran ke liye kiya hai or apki gadi transport me register thi…company yhi chahti hai ki unhe koi na koi kami mil jaye taki unhe claim naa dena pde

      Reply

  5. sir
    1 mujhe ek baat janni hai ki motor cycle ka bimma kitne saal tak kar sakte hai. koi ek time period hai ki ab nahi kara sakte.
    2 maine last year national insu se kara to 816/- ka tha insurance aur abi maine customer care mai baat ki to
    bole 965/- ka, essa kyu .
    3 har saal kimat less hoti hai to premium amount bhi to less hona chahiye na.

    Reply

  6. Namaste sir g meri new Mahindra bolero pickup ka accident ho gya Mene ICICI Lombard company me claim darj karwa diya gaadi complete ho gai but jo company ka customer service manager hai wo let kar Raha tha to meri unse bahas ho gai to unhoone mujhe bola ke apka claim ab pass nhi ho payega apko jo karna hai kar lo court case kar do aise bol Raha hai gaadi Ko 45 din Kareeb ho Gaye hai ab aapse btao mujhe kya karna chiye toll free par call karta hu to boltey h ke cs manager se baat karo usse meri ladai ho gai plz sir help me koi ucheet jankari de

    Reply

    • aap sabse phle ye dekhiye….ki apke documents me koi kmi to nhi hai…agr koi kmi hai to usse thik kijiye…agr vo shi se jabab nhi de rhe hai to aap RTI lga kr jabab mang skte ho..or consumer court me bhi ja skte ho

      Reply

  10. सर हमारे ट्रैक्टर का एक्सीडेंट हो गया है एक कार से और दोनों पार्टी का बीमा फर्स्ट क्वालिटी का है और दोनों लोगों का समझौता हो गया है ओ एफ आई आर नहीं कर रहे हैं और ना मैं ही FIR कर रहा हूं और जो हमारा बीमा एजेंट है वह बोल रहा है कि fir की नकल हो या फिर पुलिस अधीक्षक को एक रजिस्ट्री करके उसका स्लिप लेकर आओ तब हम आपका clame पास करा सकते हैं नहीं तो आपको पैसा नहीं मिलेगा सर हम क्या करें ट्रैक्टर में नुकसान ज्यादा हो गया है जबकि हमारी गलती नहीं थी सर हम आपके उत्तर का इंतजार कर रहे हैं

    Reply

  12. Mere pass passion pro model 2010 .7 month ki ha par us ka insurance aaj tak nhi huaa agar me abb insurance krou toh mere fee Rs …….. kitne lagay gay plezz reply fast

    Reply

  13. Sir two wheeler actica ka insurance kha hota hh…. mera matlab rto office me hota hh ya agency me hota hh plz reply sir.

    Reply

  14. Sir mere bike ka bima renewal kaise karwa sakta hu..kya mujhe agent se milna hoga ya main khud jma kr skta hu..agr khud jma kre to uska processor kya hoga…pls tell me sir …thanks in advance

    Reply

  15. Dear Sir ,
    Sir meri 2 wheeler Activa 3G ke parts ki tut fut hui hai 3 mahina hua new gadi liya hai our insurance bhi hai . Main army main hu mere ghar walo se accident hua our kisiko chot nhi hua to mian tut fut ki cleam karke mil sakati hai sir request please infom.me
    Your solder,

    Reply

    • Beeme ke original copy
      Vahan ke RC
      Driving license ki original copy
      Accident ki FIR copy
      Vahan thik krvane ke bad tut-fut ki rasid
      Third party ke vahan ki tut-fut ki rasid
      Vahan thik krvane ki rasid

      Reply

  17. hi thank you sir in sabhi jankari k liye but hume insurence karane ke baad har mahine company ko pese dene hote hai kya. ya fir saal me?

    Reply

  19. Sir kal hi meri new activa 3g bike chori hogyi he jiska mujhe abitak nambar bhi nhi mila he na koi insurance k pepar to sir me abi kya kru

    Reply

  25. Hello sir
    mein
    Rajesh rajput
    J&k
    Mere pass bike hai
    insurence compny
    Plastic bike part k totne par kitne % dete hai
    Aur
    Iron part k totne par kitna
    Please zaror bataye

    Reply

  28. Sir mere gadi ka insurance ko gya h mujhe nhi malum kis companey ka h kese pta kre ki insurance kis company ka h kya aap meri help kr sakte h!!

    Ager kr sakte h to detail:-
    HR47B5448

    Reply

      • Sir mere bhai ne karaya tha.unki death ho gyi h ye bhi nhi malum kisse karaya ye bhi nhi malum kis companey ka h na photo copy h!! Apse umbeed h aap kr sakte ho mera kam ager kr sakte ho to mujhe batao vese aapne kisi ko niras nhi kiya gadi number mene send kiya h aapko!! Ya koi rasta btao kese milega insurance number bhi nhi h usse pta kr leta me koi rasta nhi bacha aapke siva ?

        Reply

  29. Sir …meri meri bike mera ek dost le gya or use accident ho gya other bike s ..other bike wale ko chot bhi ayi h kaafi …meri bike ka insurance nhi ho rha tha .bike police station m hai ….kya m apni bike ko police station s le skta hu …plz sir help me

    Reply

    • bhai ji ab apko kafi musibat ho skti hai …
      accident ho gya na es liye

      aap ek baar un logo se baat kr lijiye jinko chot aayi hai
      2nd aap kis vakil se bhi baat kr lijiye apke liye sahi rhega

      Reply

  38. Sir ager kisi ka two wheeler insurance kho jaye or uske pass dusri kopy bhi nahi h or na hi ye pata h ki kis kapny ka insurance tha to insurance ki dusri copy nikalne ke leye kya kerna hoga.is m agent bhi bol raha ki pata nahi kis company ka tha to dusri kopy kese nikal sakte h please information sir
    .

    Reply

  39. third party me owner driver cover hota he kya…
    two wheeler me 1lac and four wheeler me 2 lacs ke liye…???

    Reply

  42. Sir kya bike ke tayar ka v insurance hota hai mera apache 160 ka insurance abhi 2 manth Hua bike liye hue mera accident Ho gya to tayar fat gya hai to kya mera tayar change Ho jayega

    Reply

  44. Agar third party insurance mai hamari motorcycle accident ho gaye badi gadi k saath to name claim nahi milaga kya

    Reply

  45. Very good..but jab hum claim karte hai aur survayer aata hai aur kehta hai ki sirf ek side hi cover hogi..tab kya kare

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *

[email protected] Rohtash Nimbiwal